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Lapel, In | Statistically if you live to the age of 55, your odds of living to an old age go up astronomically. Probably little reason to carry any more than a small amount of insurance after that age. Term life is all I ever did carry. The returns from whole life have never amounted to very much. As An investment , it always has stunk.
You would always have been much better off buying term life and invested the balance of what whole life would have cost you in stocks or the farm over the long haul.
Edited by msb 4/9/2009 21:54
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