There is no need to apologize IMO.......

This farm over the years has paid big $ for marketing guru's to get us in the "top third" over the years.......they never apologized for striking out.....  The university did a study on hiring a market adviser and the average was 2 years before the advisor was fired.....  One would think the days are numbered as they run out of customers.

FWIW:  IMO:  The advise you and Senior and a others here is well worth all the money "this farm" has paid to the 3 groups hired over the years.....

Be sure to keep posting, its good dialogue, even if its wrong, it makes a guy think about stuff......  and I like thinkin about stuff