A banker cannot legally tell you how to run your business.  If he does, he is going to be stuck with all of your bad decisions if they happen.

DAP topped somewhere just north of $1200 here.  Last time I talked to the dealer, which was some time ago, I asked how much stuff had dropped, he said $150 or so.  I said I had heard of $900 DAP.  He said "how much do you want?"

Diesel made it to almost $4 here.  Price right now is just over $2....which reminds me....I need to call the fuel guy back.  He unloaded his truck in our gas tank on his way to the refinery Friday night....$1.76.