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Beresford SD | Farm type insurance generally no coverage for public road activity.
If the government entity has proper insurance coverage..... Consider leasing your equipment to the entity, and they would add it to their insurance. Then they have the liability, not you. Next, you hire on as their employee. And they buy the fuel.
If the entity does not want to do that, your original scenario is to be an independent contractor with all the necessary concerns to attend to.
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