GW

So, what will your recommendation be to other farmers at this time in 2009 if fertilizer prices are generally 3-5% higher? Then, let's wait again 'til same time in 2010. What will your rec be if prices are 2-6% higher than 9/27/08?

When (or will it?) will that application come & what will pay for it, assuming the input dollars NOT utilized and put into savings. Do you think the interest earned on the savings account will pay for the inflated fertilzer?

You could be right if fertilizer & input prices go crashing down as fast as they come up, however your recommendation should then include nearly all inputs. Don't pay for seed 'til you're read to fill the planter, etc.

Or-are people hoping that they will not be farming when it's time to finally (if ever) pay-the-piper?

Do you think that absolutely no added fertilizer will result in identical corn yields to "some" type of artifical fertilizer applications?