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| I saw the same video on TikTok. It's from the lady trying to sell you her book on how to farm without the bank and should be taken with a grain of salt. I have not read the book, but if her understanding of banking is as simplified as it sounds on her TikTok, I doubt it's worth reading. If you need to restructure (which usually means cash out refi or stretching out the amortization), of course it's going to be at current rates. That's not the bank trying to screw you, it's just how things work. When rates were trending downward, the opposite happened. Didn't hear any complaints about it then. | |
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