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n. Illinois | Open up your own account with Schwab, Fidelity, Vanguard, T,Rowe Price etc. manage it yourself.
There is a great resource called Mutual Fund Observer that rates the performance of the mutual funds with an eye that it doesn't matter how much a mutual fund makes when the market is going up, Whats important is what happens when the market goes down and it will go down. You want a mutual fund portfolio that will lose you less when the market goes down just like 2008-2009, 2020 0r 2022
Here is a link to the website,
https://www.mutualfundobserver.com/
It was started by a professor at St. Ambrose Univ in Davenport IA
They have a list of mutual funds called "Great Owls" Funds that have been in the top 20% of their sector in both up and down markets over a time period of up to 20 years.
Very few funds make the cut making the decision process somewhat easier.
Good luck.
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Investing funds
