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Pilot Grove, Missouri | My guess is that the claim was made under general liability coverage, possibly even homeowners liability and not the auto liability but I'm just speculating. In regards to the policy limits, that applies up front if the insurance company agrees to settle the initial claim for the policy limits or less from my understanding. If they refuse to settle for policy limits and fight the claim, then the limits come off. The article says they refused to settle and went to arbitration. | |
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