I always wonder about those kinds of reports.  I currently have a balance somewhere over $3000, not certain what it is though.  We had a similar balance a month or two ago.  I bought a refrigerator with the credit card then but  when the statement came I paid all of it off.  This month I bought a rather large tool for the shop and that went the balance over $3000 again but when the statement comes I'll pay it off.  So looking at our credit card balances you set them that high a couple of times but we pay them off so are those number real when they are reported?

I honestly don't know.  I know $3000 isn't a lot of money when a new car costs $30,000 or a house runs $600,000.