Sounds like you are in better shape than most when it comes to your personal finances.  In all honesty, just keep on doing what you have been doing and enjoy what you have been blessed with.  I think the biggest mistake many people make is going into a defensive mode when the economy goes south.  This is especially true when they start investing in things they are not that knowledgable about. 

Stay with what you know, enjoy what you have and help others along the way.