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East Central SD | Take the best of what both of them offer. You just need to be smart enough to figure it out yourself. Agree with the Dave Ramsey for personal use but not for business use. I would not even consider farming without an operating note (even if I was wealthy) or using leverage to buy land (I don't want explain myself but have a few very good reasons for feeling that way). Intermediate debt is the (very) bad debt.
I believe both are questionable from a moral viewpoint. Agree with the bankruptcy comments. I also don't like the way Ramsey goes through the church system to market his products by encouraging charitable giving. Its good advice, but I just think it's his marketing gimmick to get into that market.
Scott | |
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