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West Central Wisconsin | Have had two, both with money back premiums if no claims are made. First one no problems and got money back. Second one expired last spring at 100K and fine print said coverage was good until 100K "and" 48 months. We can't get money back until July 2011 and vehicle must be owned and licensed by me at that time. There is a big difference between the words "and" and "or". Banker where we got the policy missed that little word also. Said she will not push that company anymore. At the time we had them they made sense for our financial situation, however now I don't think I would get another. My 2 cents, Joe.
Edited by JoBob 12/24/2010 18:15
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