If you go back and reread Chris initial post, he said with two payments, you would make the second payment on the last day of the month... if you make one payment, you would make that one payment in the last week of the month. 

I agree with you... if you make the initial payment on the first day of the month, and continue on, you should be paying less interest.

Just on a side note... I thought about this... if you make payments every two weeks, you should pay the loan off faster than if you make payments twice a month.  Think about that....  :)